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What's Good With Schurmer and Wood Podcast.


Feb 10, 2020

In this podcast, attorneys Earl Schurmer and Lauren Wood answer the commonly asked questions of “Is it illegal to drive without insurance?” and “What do I do if the driver who hit me is uninsured?”  Earl and Lauren define uninsured drivers, discuss exceptions (like a $35,000 cash deposit with the DMV or a surety bond), and the penalties of driving without insurance. The partner attorneys at Schurmer and Wood further explain the penalties if you are injured in an accident and don’t carry insurance—specifically the effect of Proposition 213. They also explain and discuss the importance of UM/UIM insurance coverage, as well as the differences between what is called a first-party case versus the traditional third party case.